About Us
Experienced Mortgage Banker
you can count on.

Pacific Bay Lending Group, founded in 1992, believes that a lender can offer excellent service to mortgage brokers and it has strived to build lasting business relationships based on sound business practices. As a growing company, Pacific Bay Lending Group is reputed by its peers as a lender with honesty, integrity and outstanding broker service.

With these in mind, Pacific Bay Lending Group focuses to offer comprehensive programs along with competitive pricing. Our Staff is comprised of experienced professionals with mortgage industry's top knowledge. Our staff has continuous trainings on:

  • Value of excellent customer service
  • Learning the latest programs and update guidelines
  • Mastering analysis software designed to streamline the process of your loan for quicker approval and faster closing.

We offer

a wide range of programs for your borrowers.

quality
1

Agency Fixed loans

2

Agency Adjustable ARM

3

Non-Agency Loans

4

Expanded Approval

5

Agency Stimulus loans

State License

NMLS # 192103. NMLS Consumer Access. Licensed by the California Bureau of Real Estate.

Pacific Bay Lending Group is a DBA of Bay-Valley Mortgage Group (NMLS#: 192103)
Following states listed under the chart are not approved for DBA Pacific Bay Lending Group: AZ, MN, NE, NV, SC, TX.

STATE LICENSE NAME LICENSE NUMBER
Alabama Consumer Credit License 22542
Alaska Mortgage Broker/Lender License AK192103
Alaska Mortgage Broker/Lender License - Other Trade Name #1 AK192103-1
Alaska Mortgage Broker/Lender License - Other Trade Name #2 AK192103-2
Arizona Mortgage Banker License 0943238
California - BRE Real Estate Corporation License Endorsement 01151882
California - DBO Finance Lenders Law License 60DBO73632
Colorado Mortgage Company Registration -
Connecticut Mortgage Lender License ML-192103
Delaware Lender License 025396
District of Columbia Mortgage Dual Authority License MLB192103
Florida Mortgage Lender Service License MLD1637
Georgia Mortgage Lender License/Registration 32606
Idaho Mortgage Broker/Lender License MBL-2080192103
Illinois Residential Mortgage License MB.6761215
Maryland Mortgage Lender License 21297
Michigan 1st Mortgage Broker/Lender/Servicer Registrant FR0020870
Minnesota Residential Mortgage Originator License MN-MO-192103
Nebraska Mortgage Banker License
Nevada Mortgage Broker License 4600
North Carolina Mortgage Lender License L-177928
Oregon Mortgage Lender / Servicer License ML-5618
Rhode Island Lender License / Loan Broker License 20183606LL
South Carolina Mortgage Lender MLS-192103
Tennessee Mortgage License 148246
Texas - SML Mortgage Banker Registration -
Virginia Lender License / Broker License MC-5575
Utah Mortgage Entity License 11141737
Washington Consumer Loan Company License CL-192103
Wisconsin Mortgage Banker License 192103BA
Wisconsin Mortgage Broker License 192103BR



Texas Mortgage Banker Disclosure:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAIALBLE AT 877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Our MLO

Alvarado Veronica
License# 348074

State : CA

arutunian tigran
License# 322903

State : CA

Assaf Houssam
License# 1026616

State : CA

AWADALLA MAGED MICHAEL
License# 1363374

State : CA

Babayan Alfred A
License# 261862

State : CA

BAWE MARIE CECILLE
License# 1514419

State : CA

Benenati Julio Alberto
License# 241007

State : AL AK AZ CA CO CT DC DE FL GA IL MD MI MN NC NE NV OR RI SC TN TX UT VA WA WI

BONILLA FONSECA MARIBEL
License# 1372603

State : CA

BUI TRAN-CHAU CANDICE
License# 350192

State : CA

buu vinh pham
License# 876604

State : CA

Chang Betty A
License# 325975

State : CA

Chay Dara Chan
License# 340993

State : CA

Chen Tsuilin
License# 314458

State : CA

Chen Vivian
License# 384151

State : CA

Chen Xingjian Daniel
License# 321667

State : CA

Chi Victoria E. K.
License# 282309

State : CA

Chi Winston
License# 235820

State : CA

Choi Jacob Dew
License# 393015

State : CA

CHOI JAYNE HOJOUNG
License# 235698

State : CA

CHUNG JULIA
License# 316892

State : CA

CORRALES RICARDO
License# 1014777

State : CA

Delgadillo Cesar Efrain
License# 241600

State : CA

Funk Stephen Dennis
License# 1499804

State : AZ CA CO FL GA IL MD NV OR VA WA

Gallandt Mark J
License# 994254

State : CA

Gershick Mark Edward
License# 349939

State : CA

Gonzalez Humberto JR
License# 1497899

State : CA

Gordon Kimberly Ann
License# 1295827

State : CA

Guerrero Richard Mathew
License# 271427

State : CA

HA DAVID
License# 1578189

State : CA IL

HADDAD ANA ELIA
License# 1087971

State : CA

Han Daniel D
License# 236143

State : CA

HO SEUNG
License# 1169224

State : CA

Hsiao Jason
License# 349483

State : CA

HUR JINSEON JENNY
License# 269849

State : CA

Huynh Tam Van
License# 294602

State : CA

HWANG SIMON JAEYEUN
License# 312873

State : CA

IZQUIETA XAVIER E
License# 240156

State : CA

Jeon Lincoln cheol
License# 586758

State : CA

Jia Charlene
License# 1529672

State : CA

JOO SANG JIN
License# 335934

State : CA

Khanian Saman
License# 974900

State : CA

Kim Augustine
License# 963518

State : CA

Kim Duke
License# 1187642

State : CA

KIM HELEN HYO
License# 345268

State : CA

KIM JAE HOON
License# 350821

State : CA

KIM JAKE JONG HYEON
License# 886432

State : CA

KIM JAMES SUNG
License# 350675

State : CA

KIM JENNIFER HONG
License# 375660

State : CA

Kim Jina Jinyeon
License# 347002

State : CA

KIM JOHN JUNG HOON
License# 345840

State : CA

Kim Kate
License# 1178477

State : CA

Kim Mindy Minyong
License# 295903

State : CA

Kim sandy M
License# 275821

State : CA

Kim Sun Young
License# 285587

State : CA

KIM TERRY TAEWAN
License# 402457

State : CA

Ko christopher j
License# 345387

State : CA

Kranwinkel Rudy Scott
License# 871658

State : CA

Kung Ivy Hsiang Ju
License# 395881

State : CA

KWAN JIMMY TAI
License# 332401

State : CA

Kwon Hyang J.
License# 341058

State : CA

LAM TRI THANH
License# 364723

State : CA

LAU KEI LEE
License# 395537

State : CA

LE HUNGANH D
License# 1027361

State : CA

LE THU THI
License# 371281

State : CA

Ledesma Reynan L
License# 339675

State : CA

Lee Chang David
License# 1164232

State : CA

LEE JOHN HONG
License# 361367

State : CA

Lee Jong Han
License# 380929

State : CA

Lee Yan Ping
License# 348121

State : CA

Leung Steven Guang
License# 274019

State : CA

Li Andy Man Hong
License# 235138

State : CA

Lim Abraham Jong
License# 304052

State : CA

Lim Chris Sungduk
License# 337257

State : CA

Lim Hojin
License# 1197908

State : CA MD VA

lim ki kwan
License# 341581

State : CA

lipp eric william
License# 247052

State : CA

Liu Henry Eric
License# 344107

State : CA

LUONG CATHI MUI
License# 329055

State : CA

LUONG MINDY HAN
License# 255696

State : CA

mai dung hoang
License# 316094

State : CA

Maldonado Carlos
License# 1470746

State : CA

Martinez John Gerard
License# 271432

State : CA

MEG NILDA ANN MARIE
License# 346914

State : CA

Meneses Manuel
License# 303286

State : CA

Min David Seung Hyeon
License# 346113

State : CA

MIN DONG KYU
License# 827420

State : CA

Moezzi Aki
License# 235930

State : CA

Moharib Hany Moufeed Khella
License# 1667954

State : CA

Morote Silvia E.
License# 1078994

State : CA

NAM AERA
License# 344488

State : CA

Navarrete Rubidia Mendez
License# 323834

State : CA

Newman Jeffrey Dean
License# 274955

State : CA

Ngo Kim Ngoc Thi
License# 310415

State : CA

NGUYEN DOUGLAS DAC
License# 269398

State : CA

NGUYEN HELEN HUYEN
License# 346198

State : CA

Nguyen Minh Van
License# 323431

State : CA

Nguyen Nathan
License# 393964

State : CA

NGUYEN QUANG DINH
License# 490902

State : CA

Nguyen Steve
License# 1031857

State : CA

Nguyen Tuan T
License# 490909

State : CA

NGUYEN VALERIE ANH
License# 253199

State : CA

Oh Martin Seungkook
License# 984993

State : CA NV VA

Palacios Kevin Neilson
License# 1598578

State : CA

Palencia Jose Mauricio
License# 832082

State : CA

PARK CHUL MIN
License# 1670134

State : CA

Park Richard Jung Soo
License# 422523

State : CA

Parniani Alireza
License# 346515

State : CA

Perez Jesus
License# 383751

State : CA

Piro Christopher e
License# 222773

State : CA

Poe Elizabeth Marithza
License# 1540907

State : CA

Quinto Jennifer Lucia
License# 619702

State : CA

Rigdon Dylan Miles
License# 236000

State : CA

Rodriguez David
License# 922615

State : CA

Rodriguez Yvette
License# 390998

State : CA

Ruiz Lizeth
License# 1283288

State : CA

Saber Samuel Michael
License# 346152

State : CA

shang honghua
License# 335194

State : CA

So Kyung Seob
License# 947459

State : CA

Soomro Shahneela
License# 1546779

State : CA

Soriano Reginald Lopez
License# 234703

State : CA

tan andrew
License# 265830

State : CA

Tan Kain Chang
License# 333785

State : CA

Tom Christopher Sean Mr.
License# 914316

State : CA

Tran Eric Chuong
License# 1394862

State : CA

Tran Joline
License# 305213

State : CA

TRUONG MONA NGU
License# 296062

State : CA

Uribe Luis Alberto
License# 271435

State : CA

Van Gent Robert G.
License# 322337

State : CA

Vazquez Miguel Angel
License# 401212

State : CA

Walker Charles Edward
License# 304067

State : CA

Weiss Robert Michael
License# 971914

State : CA WA

Yi Eric Tongsu
License# 335907

State : CA

Yi Kenneth Yeon-Keun
License# 273219

State : CA

YOO HANSU
License# 402642

State : CA

You Mark H
License# 242923

State : CA

Zamani MaryBeth
License# 324796

State : CA

714-367-5125
Toll Free : 855-550-8500
Mon - Fri 8:30 - 17:30(PCT)
info@pacbaylending.com
7390 Lincoln Way
Garden Grove, Ca 92841
Pacific Bay Lending Group BBB Business Review