JUMBO

OPTIMAL JUMBO

OJ30, OJ15, OJ51, OJ71

View Matrix

JUMBO

J30. J15, J51, J71

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SUPER JUMBO

SJ30, SJ51, SJ71

Suspended until further notice.

PRIME JUMBO

PJ30, PJ15, PJ51, PJ71, PJ101

Suspended until further notice.

JUMBO PLUS

JP30, JP5-1, JP7-1

Suspended until further notice.
FHA

FHA PREMIUM

FH30,FH15,FH51

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FHA PORTFOLIO

FHP30, FHP15, FHP51

Suspended until further notice.

FHA JUMBO

FHJ30, FHJ15, FHJ51

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BANK STATEMENT

PORTFOLIO BANK STATEMENT

PBBS

Suspended until further notice.
VOE PROGRAM

STATED PROGRAM

PBTS

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ALT DOC

PBSV1071

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PACBAY SELF EMPLOYED

PBSE

Suspended until further notice.

PACBAY LITE DOC

PBLD

Suspended until further notice.
PORTFOLIO INVESTOR

PORTFOLIO INVESTOR

PBPI

Suspended until further notice.
EA NON QM PORTFOLIO

EXPANDED CORE FULL DOC FIXED - ARM

EA

Suspended until further notice.

EXPANDED PLUS FULL DOC

EAP

Suspended until further notice.

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Turn Times

As of 09/21/2020

LOAN TYPE UNDERWRITING CONDITION REVIEW LOAN DOCS FUNDING FUNDING (Refi) DISCLOSURES SUBMISSION
CONF / HIGH BALANCE 26-32 Business Days 12-15 Business Days 6-7 Business Days 3 Business Days 5 Business Days 48-72 hrs 24 hrs
CalHFA/GSFA/AZIDA 26-32 Business Days 12-15 Business Days 6-7 Business Days 3 Business Days 5 Business Days 48-72 hrs 24 hrs
FHA 26-32 Business Days 12-15 Business Days 6-7 Business Days 3 Business Days 5 Business Days 48-72 hrs 24 hrs
PBSV/PBTS/PBEZ 26-32 Business Days 12-15 Business Days 6-7 Business Days 3 Business Days 5 Business Days 48-72 hrs 24 hrs
VA 26-32 Business Days 12-15 Business Days 6-7 Business Days 3 Business Days 5 Business Days 48-72 hrs 24 hrs
JUMBO 26-32 Business Days 12-15 Business Days 6-7 Business Days 3 Business Days 5 Business Days 48-72 hrs 24 hrs
NON QM 26-32 Business Days 12-15 Business Days 6-7 Business Days 3 Business Days 5 Business Days 48-72 hrs 24 hrs
HECM 26-32 Business Days 12-15 Business Days 6-7 Business Days 3 Business Days 5 Business Days 48-72 hrs 24 hrs
HELOC 26-32 Business Days 12-15 Business Days 6-7 Business Days 3 Business Days 5 Business Days 48-72 hrs 24 hrs
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714-367-5125
Toll Free : 855-550-8500
Mon - Fri 8:30 - 17:30(PCT)
info@pacbaylending.com
7390 Lincoln Way
Garden Grove, Ca 92841
Pacific Bay Lending Group BBB Business Review