Pacific Bay Lending

Experienced mortgage banker you can count on.

Broker Service

Value of excellent broker service

Programs

Learning the latest programs and update guidelines

Faster Closing

Mastering analysis software designed to streamline the process of your loan for quicker approval and faster closing.

Turn Times

As of 12/02/2020

LOAN TYPE UNDERWRITING CONDITION REVIEW LOAN DOCS FUNDING FUNDING (Refi) DISCLOSURES SUBMISSION
CONF / HIGH BALANCE 26-31 Business Days 10 Business Days 3-4 Business Days 2 Business Days 3 Business Days 24-48 hrs 24 hrs
CalHFA/GSFA/AZIDA 26-31 Business Days 10 Business Days 3-4 Business Days 2 Business Days 3 Business Days 24-48 hrs 24 hrs
FHA 26-31 Business Days 10 Business Days 3-4 Business Days 2 Business Days 3 Business Days 24-48 hrs 24 hrs
PBSV/PBTS/PBEZ 26-31 Business Days 10 Business Days 3-4 Business Days 2 Business Days 3 Business Days 24-48 hrs 24 hrs
VA 26-31 Business Days 10 Business Days 3-4 Business Days 2 Business Days 3 Business Days 24-48 hrs 24 hrs
JUMBO 26-31 Business Days 10 Business Days 3-4 Business Days 2 Business Days 3 Business Days 24-48 hrs 24 hrs
NON QM 26-31 Business Days 10 Business Days 3-4 Business Days 2 Business Days 3 Business Days 24-48 hrs 24 hrs
HECM 26-31 Business Days 10 Business Days 3-4 Business Days 2 Business Days 3 Business Days 24-48 hrs 24 hrs
HELOC 26-31 Business Days 10 Business Days 3-4 Business Days 2 Business Days 3 Business Days 24-48 hrs 24 hrs
Good Plans

Our Products

mortgage options

News & Event

714-367-5125
Toll Free : 855-550-8500
Mon - Fri 8:30 - 17:30(PCT)
info@pacbaylending.com
7390 Lincoln Way
Garden Grove, Ca 92841
Pacific Bay Lending Group BBB Business Review